Payment Policy

Last updated: January 2025

1. Payment Methods

We accept the following payment methods:

  • Credit cards (Visa, Mastercard, American Express, Discover)
  • Debit cards
  • PayPal
  • Apple Pay and Google Pay
  • Bank transfers for large orders (contact us for details)

2. Payment Processing

All payments are processed securely through our payment partners:

  • Stripe for credit/debit card payments
  • PayPal for PayPal transactions
  • We do not store your full credit card details on our servers
  • All transactions are encrypted using SSL/TLS technology
  • Payment information is tokenized for maximum security

3. Pricing Structure

Our pricing is based on:

  • Document length (per page, defined as 250-300 words)
  • Service type (proofreading, copy editing, or substantive editing)
  • Turnaround time (standard, express, or rush)
  • Subject complexity and specialization

Standard Rates:

  • Proofreading: $3-5 per page
  • Copy Editing: $5-8 per page
  • Substantive Editing: $8-12 per page

4. When Payment is Required

  • Payment is required in full before editing work begins
  • You will receive a detailed quote before confirming your order
  • No hidden fees - the quoted price is the final price
  • Rush fees are clearly indicated in the quote

5. Billing and Invoices

  • You will receive an email receipt immediately after payment
  • Detailed invoices are available in your account dashboard
  • Invoices include order number, service details, and payment information
  • Invoices can be downloaded as PDF for your records
  • For tax purposes, we can provide additional documentation upon request

6. Refund Policy

We offer refunds under the following circumstances:

  • Full Refund: If we cannot assign an editor within 24 hours
  • Full Refund: If editing is not delivered within the promised timeframe
  • Partial Refund: If editing quality significantly falls below our standards (case-by-case evaluation)
  • No Refund: After edited document is delivered, except in cases of demonstrable quality issues
  • No Refund: For services already rendered or documents already edited

Refund requests must be submitted within 14 days of service delivery. Refunds are processed to the original payment method within 5-10 business days.

7. Chargebacks and Disputes

  • Please contact us first before initiating a chargeback
  • We are committed to resolving disputes amicably
  • Fraudulent chargebacks may result in account suspension
  • All disputes are handled according to our Terms of Service

8. Currency and Taxes

  • All prices are listed in US Dollars (USD)
  • Currency conversion is handled by your payment provider
  • Prices do not include local taxes where applicable
  • Sales tax may be added based on your location
  • International customers are responsible for any customs or import fees

9. Payment Security

We take payment security seriously:

  • PCI DSS Level 1 compliant payment processing
  • 256-bit SSL encryption for all transactions
  • Fraud detection and prevention systems
  • Regular security audits and updates
  • We never store complete credit card information

10. Subscription and Recurring Payments

Currently, we operate on a pay-per-order basis. If we introduce subscription services in the future:

  • Clear disclosure of subscription terms before purchase
  • Easy cancellation process
  • Email reminders before recurring charges
  • Prorated refunds for mid-cycle cancellations

11. Failed Payments

If a payment fails:

  • You will be notified immediately via email
  • Work on your order will be paused until payment is resolved
  • You will have 48 hours to update payment information
  • Orders may be cancelled after 48 hours of non-payment

12. Payment Terms for Business Clients

For organizations and bulk orders:

  • Net 30 payment terms available for approved accounts
  • Purchase orders accepted for orders over $500
  • Volume discounts available - contact sales@edumember.com
  • Dedicated account management

13. Contact for Payment Issues

For payment-related questions or issues, contact us at:

Email: billing@essaimarket.com
Address: EssaiMarket LLC, 2929 Allen Parkway, Suite 200, Houston, TX 77019